1+ hour, 29+ min ago (74+ words) The authenticity of the "insurance" policy is usually revealed only after an accident. Fraudsters are issuing fake motor insurance policies en masse, using fake versions of well-known insurance company websites and luring buyers with low prices Fraudsters are issuing fake motor insurance policies en masse, using fake versions of well-known insurance company websites and luring buyers with low prices. The authenticity of the "insurance" policy is usually revealed only after an accident....

2+ hour, 15+ min ago (1194+ words) Nearly 15 years ago, Gerard Braud and his wife bought a raised cottage home in Mandeville, nestled on a sprawling yard with a live oak tree overlooking Lake Pontchartrain. He thought they would spend the rest of their lives in it. Life was affordable. His insurance premium with Lighthouse, a small company based in Louisiana, was around $4,400 a year. Then the storms came. He managed to avoid major damage from Hurricane Ida and other storms that hit south Louisiana in recent years. But Lighthouse went belly up in 2022, one of 12 insurers doing business in Louisiana to fold in the two years after Ida. Four years after the storm, he still can't find anyone willing to write him a policy. That forced Braud to get insurance from the state's insurer of last resort, Citizens, which charges him north of $12,000 a year for…...

2+ hour, 15+ min ago (1194+ words) Nearly 15 years ago, Gerard Braud and his wife bought a raised cottage home in Mandeville, nestled on a sprawling yard with a live oak tree overlooking Lake Pontchartrain. He thought they would spend the rest of their lives in it. Life was affordable. His insurance premium with Lighthouse, a small company based in Louisiana, was around $4,400 a year. Then the storms came. He managed to avoid major damage from Hurricane Ida and other storms that hit south Louisiana in recent years. But Lighthouse went belly up in 2022, one of 12 insurers doing business in Louisiana to fold in the two years after Ida. Four years after the storm, he still can't find anyone willing to write him a policy. That forced Braud to get insurance from the state's insurer of last resort, Citizens, which charges him north of $12,000 a year for…...

3+ hour, 15+ min ago (165+ words) Mumbai: The District Consumer Disputes Redressal Commission, Mumbai Suburban, has delivered a strong judgment against Niva Bupa Health Insurance Company Ltd, ordering the insurer to reimburse a policyholder Rs66.50 lakh for expenses incurred during overseas cancer treatment. The commission found the company guilty of deficiency in service and engaging in unfair trade practice. Juhu Man's Overseas Cancer Claim Denied by Insurer The court observed that Niva Bupa's wrongful cancellation of the policy had the practical effect of preventing the policyholder from availing the cashless facility, a procedural requirement for such overseas claims. After failing to get justice, the policyholder filed a complaint before the commission, challenging the repeated rejection of his claim. Commission Orders Niva Bupa to Pay "66.5 Lakh Commenting on the ruling, Advocate Rohit Lalwani and Sajal Khan, representing the complainant, said that an insurer cannot use technicalities resulting from…...

3+ hour, 15+ min ago (165+ words) Mumbai: The District Consumer Disputes Redressal Commission, Mumbai Suburban, has delivered a strong judgment against Niva Bupa Health Insurance Company Ltd, ordering the insurer to reimburse a policyholder Rs66.50 lakh for expenses incurred during overseas cancer treatment. The commission found the company guilty of deficiency in service and engaging in unfair trade practice. Juhu Man's Overseas Cancer Claim Denied by Insurer The court observed that Niva Bupa's wrongful cancellation of the policy had the practical effect of preventing the policyholder from availing the cashless facility, a procedural requirement for such overseas claims. After failing to get justice, the policyholder filed a complaint before the commission, challenging the repeated rejection of his claim. Commission Orders Niva Bupa to Pay "66.5 Lakh Commenting on the ruling, Advocate Rohit Lalwani and Sajal Khan, representing the complainant, said that an insurer cannot use technicalities resulting from…...

5+ hour, 15+ min ago (199+ words) Source: The Coin Republic The report, published on November 19, suggests that for many Americans born in the 1990s, the traditional path of "work hard, save money, buy a house" has completely broken down. In its place, a high-stakes casino mentality has taken root. Furthermore, with the goal of a mortgage off the table, spending habits become more immediate and hedonistic. Discouraged renters were found to spend roughly 10% more on credit cards than homeowners with identical net worths. The overall idea is quite simple; if someone cannot obtain a $100K deposit to buy property " then they might as well enjoy their current $1K. Economic resignation also has developed in regions of the world that are beyond North America. An example would be the effects of youth culture in Asia due to high increases in urban property values and a lack of housing available. As…...

7+ hour, 32+ min ago (317+ words) Banks will only be allowed to issue up to 20 percent of new mortgages with a debt-to-income (DTI) ratio of six or more. The cap will apply separately to owner-occupier and investor loans. APRA said the move aims to contain the build-up of housing vulnerabilities in the financial system. "While overall bank lending standards remain sound, APRA has observed a pick-up in some riskier forms of lending over recent months as interest rates have fallen, housing credit growth has picked up to above its longer-term average and housing prices have risen further," the regulator said. It noted that a resilient labour market was contributing to a shift in the financial risk cycle. "In particular, high debt-to-income (DTI) lending has started to pick up, albeit from a low base, driven by high DTI loans to investors," APRA said. "This is expected to…...

7+ hour, 32+ min ago (317+ words) Banks will only be allowed to issue up to 20 percent of new mortgages with a debt-to-income (DTI) ratio of six or more. The cap will apply separately to owner-occupier and investor loans. APRA said the move aims to contain the build-up of housing vulnerabilities in the financial system. "While overall bank lending standards remain sound, APRA has observed a pick-up in some riskier forms of lending over recent months as interest rates have fallen, housing credit growth has picked up to above its longer-term average and housing prices have risen further," the regulator said. It noted that a resilient labour market was contributing to a shift in the financial risk cycle. "In particular, high debt-to-income (DTI) lending has started to pick up, albeit from a low base, driven by high DTI loans to investors," APRA said. "This is expected to…...

8+ hour, 9+ min ago (427+ words) Let's be honest, most insurance software looks like it was built when Nokia phones were "cutting edge." Buttons the size of dinosaurs, layouts that refuse to center, forms that feel like a tax audit" you get the idea. Guidewire saw this too. Instead of applying small fixes to an aging UI stack, Guidewire decided to rethink the entire front-end experience from the ground up. Enter JDP " the Jutro Digital Platform. A framework? A toolkit? A design system? A cloud deployer? A React foundation? Yes. All of the above. If React is a kitchen, JDP is the fully-loaded restaurant where the stove, the recipes, the ingredients, and the waitstaff already know what they're doing. So" what exactly IS JDP? JDP is Guidewire's all-in-one platform for building, running, styling, and shipping modern insurance web apps " powered by React and the Jutro Design…...

8+ hour, 54+ min ago (573+ words) New York, New York--(Newsfile Corp. - November 29, 2025) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Molina Healthcare, Inc. (NYSE: MOH) between February 5, 2025 and July 23, 2025, both dates inclusive (the "Class Period"), of the important December 2, 2025 lead plaintiff deadline.SO WHAT: If you purchased Molina securities during the Class Period you may be entitled to compensation without payment of any out of pocket fees or costs through a... Have you heard? TMX Group has acquired Newsfile New York, New York--(Newsfile Corp. - November 29, 2025) - WHY: Rosen Law Firm, a global investor rights law firm, reminds purchasers of securities of Molina Healthcare, Inc. (NYSE: MOH) between February 5, 2025 and July 23, 2025, both dates inclusive (the "Class Period"), of the important December 2, 2025 lead plaintiff deadline. SO WHAT: If you purchased Molina securities during the Class Period you may be entitled to…...