2+ hour ago (47+ words) The Central Bank further reiterated that legitimate financial services are offered only through licensed institutions and official channels, reassuring residents of Kuwait to rely solely on trusted ... Beware of "No Down Payment" Loan Scams in Kuwait Authorities Alert Expats to Fake "Quick Loan" Ads Targeting Financially Vulnerable...

4+ hour, 13+ min ago (502+ words) Start with the easiest credit product Getting a credit card is usually the simplest way to begin your credit history. If banks reject your application for a regular card, ask for a secured credit card backed by a fixed deposit. Many banks offer these with minimal paperwork, and they function just like normal cards. As long as you use the card sensibly and pay on time, your credit record starts building immediately. Use your first card lightly, not aggressively Once you get your card, resist the urge to use the entire limit. A good rule is to stay under 20-30 per cent of your limit every month. So if your limit is Rs 25,000, keep monthly card spends under Rs 7,500. Credit bureaus view high utilisation as stress, especially when you're new to credit. Keep usage modest and predictable. Never miss even one…...

5+ hour, 16+ min ago (237+ words) Bernardo Wealth Planning LLC purchased a new position in Chicago Atlantic BDC, Inc. (NASDAQ:LIEN " Free Report) in the second quarter, according to its most recent 13F filing with the Securities and Exchange Commission (SEC). The firm purchased 10,278 shares of the company's stock, valued at approximately $106,000. Separately, Zacks Research upgraded shares of Chicago Atlantic BDC to a "hold" rating in a report on Wednesday, August 20th. Three equities research analysts have rated the stock with a Hold rating, According to MarketBeat, the company currently has a consensus rating of "Hold". Shares of NASDAQ LIEN opened at $11.03 on Friday. Chicago Atlantic BDC, Inc. has a 12-month low of $9.70 and a 12-month high of $13.24. The firm has a market capitalization of $251.70 million, a price-to-earnings ratio of 13.96 and a beta of 0.27. The firm has a 50 day moving average of $10.45 and a 200 day moving average of…...

11+ hour, 8+ min ago (986+ words) For about the past three months, the average 30-year fixed mortgage rate has been around 6.25%, give or take a few basis points. In the latest reporting week through November 26, it was at 6.23%, according to Fredie Mac data. Negative "real" mortgage rates were ultimately the result of the mega-QE from March 2020 through early 2022 " which included the Fed's purchases of trillions of dollars in MBS " which pushed mortgage rates below 3% even as inflation was spiking. By the beginning of 2022, inflation was heading toward 9%, and the most reckless Fed ever (as I called it at the time, you can google it) still had its short-term policy interest rates near 0% and was still doing QE to repress mortgage rates. Mortgage rates were far below the rate of inflation at the time, so negative "real" mortgage rates (mortgage rates minus CPI inflation rates), and that…...

13+ hour, 19+ min ago (707+ words) An August study by the ICE Mortgage Monitor found that U.S. homeowners enjoy record-high home equity of $17.8 trillion.Yet many of those homeowners feel increasingly pinched by today's economy. A 2025 survey by Unlock.com found that over half (54%) of homeowners say they are feeling uncertain or pessimistic about the economy, and 40% say they feel worse off financially than they did a year ago. Find Out: 7 Wealth-Building Shortcuts Proven To Add $1K to Your Wallet This Month Here are some prevalent causes why high-equity homeowners still feel squeezed. Sure, it feels nice to have equity in your home. But it's hard to pay for groceries with it. That wealth exists only on paper until you sell your home to realize it. You can borrow against it of course " but that only adds more debt and monthly payments, squeezing your cash flow even tighter....

19+ hour, 47+ min ago (441+ words) Simon provides an outsourced Chief Investment Officer service to institutional investors. He has previously served as Chief Investment Officer at Moola and FutureAdvisor, both are consumer investment startups that were subsequently acquired by S&P 500 firms. He has published two books and is a CFA Charterholder and educated at Oxford and Northwestern. Articles are informational only, not investment advice. What To Expect For Interest Rates In 2026 2026 is expected to see a new Federal Reserve Chair and an anticipated decline in short-term interest rates across the Federal Open Market Committee's eight scheduled meetings. That's according to fixed income market expectations as assessed by the CME FedWatch Tool. The FOMC still has one scheduled decision left in 2025, on December 10. At that meeting rates may move lower with a chance they are held steady. The Path For Interest Rates In 2026 The FOMC's 2026 Meeting…...

21+ hour, 43+ min ago (620+ words) The national average HELOC rate remains under 8%, according to analytics company Curinos. Home equity line of credit interest rates have fallen but holiday cash needs are rising. For many homeowners, a HELOC is the financial cushion they're looking for. Learn how to use a HELOC to pay off debt (and when it makes sense). According to Curinos data, the average weekly HELOC rate is 7.64%. The highest HELOC rate in 2025 occurred in January, and the current rate has fallen nearly a half-point since then. This rate is based on applicants with a minimum credit score of 780 and a maximum combined loan-to-value ratio (CLTV) of 70%. Homeowners have an huge amount of value tied up in their houses " nearly $36 trillion at the end of second quarter of 2025, according to the Federal Reserve. That's the largest amount of home equity on record. With mortgage…...

21+ hour, 43+ min ago (757+ words) Mortgage rates have fallen to the edge of a big number. According to Zillow, the average 30-year fixed mortgage rate is 6.00%. Another step down and we will enter the 5% range, where many rate-watchers may decide it's time to buy or refinance. Meanwhile, the 15-year fixed term is 5.50%. MORE: See our top picks for mortgage lenders for first-time buyers. Discover 8 strategies for getting the lowest mortgage rates. Use the mortgage calculator below to see how today's interest rates would affect your monthly mortgage payments. You can bookmark the Yahoo Finance mortgage payment calculator and keep it handy for future use, as you shop for homes and lenders. You also have the option to enter costs for private mortgage insurance (PMI) and homeowners' association dues, if applicable. These details result in a more accurate monthly payment estimate than if you simply calculated…...

23+ hour, 57+ min ago (120+ words) Posted by Tristan Rich on Nov 29th, 2025 Shares of ARM stock opened at $135.52 on Friday. ARM Holdings PLC Sponsored ADR has a 1 year low of $80.00 and a 1 year high of $183.16. The stock has a 50-day moving average price of $153.62 and a 200 day moving average price of $146.84. The company has a market cap of $143.18 billion, a P/E ratio of 173.74, a P/E/G ratio of 7.94 and a beta of 4.11. View Our Latest Stock Analysis on ARM WhiteHorse Finance, Inc. 7.875% Notes due 2028 (WHFCL) To Go Ex-Dividend on December 1st XTX Topco Ltd Buys New Holdings in Liberty Media Corporation " Liberty Live Series C $LLYVK...

1+ day, 3+ hour ago (349+ words) Housing loans in Estonia have boomed this year, with borrowers loaning more as interest rates fall, cutting average monthly mortgage payments by up to "80. Bank of Estonia economist Taavi Raudsaar said the central bank has seen the housing loan market revive over the past year and a half, a trend confirmed by this year's data. "In the first ten months of this year, about 15 percent more loans have been taken than in the same time last year," Raudsaar said. He added that the average loan amount has risen about 9 percent. The economist said improving consumer confidence is part of the reason for the increase. Some people may also be taking loans now in anticipation of next year's planned income tax changes, which could leave them with more disposable income. The average mortgage term in Estonia is 26 years, with the average…...